Til Debt Do Us Part

Newlyweds Karissa and Karl have everything a new home, two vehicles, and a new baby. Because they make their minimum payments on time every month, they're perfect credit clients and they have the massive credit limits to prove it. During their short marriage, they've used that credit to rack up over $80,000 in debt. Karl wants to focus on paying down the debt, but Karissa thinks they can do it later. Will Gail be able to help this couple find the balance between their income and their debt?